uob personalized banking
uob personalized banking
Blog Article
UOB Lender offers a range of individual banking companies built to meet up with the fiscal wants of individuals. Beneath is an intensive overview to assist you realize The main element factors and offerings.
Types of Accounts
Financial savings Account: This account enables you to lower your expenses while earning desire.
Capabilities: Easy access, interest earnings, small costs.
Rewards: Safe spot for your money, potential expansion by way of interest.
Latest Account: Ideal for day by day transactions and taking care of expenditures.
Features: Checkbook facility, overdraft defense.
Advantages: Effortless for regular payments and withdrawals.
Fastened Deposit Account: For all those wanting to generate higher curiosity fees in excess of a hard and fast time period.
Capabilities: Set expression deposits, higher curiosity premiums in comparison with price savings accounts.
Rewards: Protected investment decision solution with predictable returns.
Financial loans
Individual Loans: Unsecured loans that could be useful for numerous needs like instruction or home renovation.
Varieties:
Installment Financial loans
Credit rating Strains
Gains: Adaptable repayment terms, competitive interest prices.
Residence Loans: Tailor-made answers for getting residence or refinancing current home loans.
Sorts:
Fastened Amount Dwelling Bank loan
Floating Fee Property Financial loan
Added benefits: Unique options to go well with particular person desires, beautiful costs.
Charge cards
UOB provides a range of bank cards catering to distinctive existence and shelling out behavior:
Rewards Playing cards: Receive points on every order which may be redeemed for gifts or vacation miles.
Cashback Cards: Get cash rebates on day to day paying out for example groceries and dining out.
Vacation Cards: Exclusive Rewards like air miles accumulation and travel insurance plan coverage.
Financial investment Companies
For individuals keen on developing their prosperity by means of investments:
Device Trusts * Diversified portfolio managed by pros. * Ideal for very long-term expansion objectives.
Structured Deposits * Combines the capabilities of conventional deposits with financial investment items. * Most likely greater returns but with some possibility involved.
Insurance policies Products and solutions
To protect by yourself and All your family members versus unforeseen activities:
Lifetime Insurance * Offers fiscal protection in the event of Dying or critical sickness. * Could also function a discounts Software according to the coverage decided on.
Wellbeing Coverage * Handles medical expenses including hospitalization expenses. * here Essential for mitigating high Health care prices.
Electronic Banking Products and services
Advantage at your fingertips as a result of electronic platforms:
Net Banking
Lets you take care of your finances on the web:
Look at account balances and transaction historical past
Transfer money in between accounts or spend bills
Submit an application for new solutions (loans/credit cards)
Cell Banking
Banking on-the-go through mobile applications:
Swift stability checks
Cell payment selections (QR code payments)
Notifications & alerts about account action
Using these detailed offerings, UOB aims to deliver personalized banking methods that cater specially to particular person demands although making certain benefit and protection in all transactions.